I don't have health insurance. Will I have to get it, and what happens if I don't?
Under the legislation, most Americans will have to have insurance by 2014 or pay a penalty. The penalty would start at $95, or up to 1% of income, whichever is greater, and rise to $695, or 2.5% of income, by 2016. This is an individual limit; families have a limit of $2,085. Some people can be exempted from the insurance requirement, called an individual mandate, because of financial hardship or religious beliefs or if they are American Indians, for example.
Source: Los Angeles Times
http://articles.latimes.com/2010/mar/29/health/la-he-healthcare-q-and-a-20100329
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